Estate planning is more than directing what happens to your assets when you pass away. A good estate plan includes instructions for your care if you become ill or disabled, naming a guardian and trustee for minor children, ensuring your wishes are carried out in providing for family members with special needs or who may need protection from creditors or divorce, and minimizing estate and inheritance taxes.
Many people delay creating an estate plan because they think they’re too young, they’re busy, they don’t think they have enough assets to really need to worry about it, or they don’t want to think about it. Unfortunately, there is eventually a crisis and their family members are left to pick up the pieces.
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