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  • Securing Your Legacy: Estate Planning in Your Forties
    January 19, 2024 at 4:00 PM

    In this blog post, we'll explore the importance of estate planning in your forties and provide guidance on the key components to consider.

  • Estate Planning in Your Thirties: Building a Strong Foundation for Your Future
    January 12, 2024 at 11:00 AM

    In this blog post, we'll explore why estate planning is essential in your thirties and provide guidance on getting started.

  • Choosing a Guardian for Your Minor Children: A Comprehensive Guide
    January 5, 2024 at 8:30 PM

    In this blog post, we will explore the essential steps and considerations to help you choose the right guardian for your minor children.

  • Guiding Lights: A Guardian's Guide to Caring for Minor Children
    December 29, 2023 at 4:00 PM

    In this blog post, we will explore essential guidelines for guardians of minor children, focusing on their role and responsibilities in nurturing and safeguarding the young lives entrusted to them.

  • Guiding Principles for Trustees: Navigating Your Fiduciary Role with Care
    December 22, 2023 at 5:00 PM

    In this blog post, we will explore essential guidelines for trustees to ensure that they navigate their fiduciary role with care and diligence.

  • Protecting Their Future: Why Trusts are Essential for Minor Beneficiaries
    December 15, 2023 at 3:00 PM

    In this blog post, we'll explore why trusts are essential for minor beneficiaries, outlining the benefits and considerations for ensuring their financial security and safeguarding their future.

  • Understanding the SECURE Act and the 10-Year Stretch: A New Era in Retirement Planning
    December 8, 2023 at 10:00 AM

    In this blog post, we will delve into the SECURE Act and explore the concept of the 10-Year Stretch, highlighting its implications for retirement planning.

  • Understanding New Jersey Inheritance Tax: A Comprehensive Guide
    November 17, 2023 at 5:00 PM

    When it comes to estate planning and transferring wealth to your loved ones, understanding the tax implications is essential. In New Jersey, inheritance tax is a crucial aspect of this process. This blog post aims to provide you with a comprehensive guide to New Jersey inheritance tax, explaining what it is, who is affected, how it's calculated, and strategies to minimize its impact.

  • How a Revocable Living Trust Provides Incapacity Protection
    November 10, 2023 at 5:30 PM

    Planning for the future is crucial, especially when it comes to safeguarding the well-being and assets of our loved ones as they age. In this post, we will delve into the benefits and key features of a Revocable Living Trust, emphasizing its role in ensuring incapacity protection for elders.

  • How a Revocable Living Trust Helps Avoid Ancillary Probate
    November 3, 2023 at 1:30 PM

    Is your estate plan equipped to handle the complexities of probate, especially when it comes to out-of-state property? If not, then it's time to explore the benefits of a Revocable Living Trust.

  • Creating Lifetime Trusts for Children Using a Revocable Living Trust
    October 27, 2023 at 2:00 PM

    Creating lifetime trusts for children is a crucial step in estate planning, ensuring their financial well-being and protection long after you're gone. And when it comes to establishing such trusts, a Revocable Living Trust is an excellent option to consider.

  • How a Revocable Living Trust Helps Avoid Will Contests
    September 22, 2023 at 1:00 PM

    Are you worried about potential conflicts over your assets after you pass away? One effective way to prevent these disputes is by setting up a Revocable Living Trust. In this blog post, we will explore the many benefits of a Revocable Living Trust and how it can help you avoid costly and time-consuming Will contests.

  • How to Avoid Probate with a Revocable Living Trust
    September 15, 2023 at 5:00 PM

    Are you familiar with the concept of a Revocable Living Trust? If not, don't worry – we've got you covered. In this blog post, we will delve into the intricacies of a Revocable Living Trust and explain how it can help you avoid probate.

  • Powerful Provisions in Your Financial Power of Attorney
    October 13, 2022 at 7:00 PM

    In a financial power of attorney, you designate a trusted decision maker (agent or attorney-in-fact) to act on your behalf if you become disabled or unable to manage your financial affairs.

  • Important Questions to Ask When Investing in a Vacation Property
    September 8, 2022 at 7:00 PM

    According to the National Association of Home Builders, in 2018 there were approximately 7.5 million second homes, making up 5.5 percent of the total number of homes. These homes are not only real estate that must be planned for, managed, and maintained, they are also the birthplace of happy memories for you and your loved ones. Here are some important estate planning questions to consider to ensure that your place of happy memories is protected.

  • Updating Your Estate Plan: How Many Tweaks Are Too Many?
    August 25, 2022 at 2:00 PM

    If your life or the law has changed since you signed your last will and testament (will) or trust agreement, you need to update your document.

  • An Estate Plan Should Not Be a Set-It-and-Forget-It Endeavor
    August 18, 2022 at 5:30 PM

    As we all know, life happens. There is really nothing we can do about it. However, some of the most common life events can have a dramatic effect on your estate plan.

  • Estate Planning Considerations for Couples with an Age Gap
    July 28, 2022 at 2:00 PM

    With couples of similar ages, planning for the future is naturally a joint effort. However, if you are married to someone who is significantly older or younger than you, the future can look different and mean different things to each of you.

  • Statements of Intent or Purpose in Estate Planning Documents
    July 14, 2022 at 1:30 PM

    The reasons you, as a trustmaker, create a trust are certainly special and important to you, but your intent or purpose for creating a trust can also have significant legal ramifications. For this reason, it is often critical that a trustmaker express in writing their purpose for creating the trust.

  • What Happens to Your Social Media Accounts at Your Death?
    June 2, 2022 at 4:30 PM

    According to Statista, more than 295 million people in the United States use social media. If you are an avid social media user, have you considered what will happen to your accounts when you die? If you have spent time creating, uploading, and sharing content, it is important to take a look now at what will happen after you pass away so you can determine your content’s future.

  • Estate Planning: Answering Common Questions of Senior Citizens
    May 26, 2022 at 2:00 PM

    According to a study conducted by Caring.com, the percentage of people aged fifty-five and older who have created a Will has fallen from 60 percent to 44 percent since 2019. Although creating or updating your estate planning may seem like a daunting task, a proper estate plan can help address the concerns you may face as a senior citizen. We are here to help you.

  • Can a Beneficiary Also Be a Trustee of a Trust?
    May 12, 2022 at 4:00 PM

    Clients often naturally choose their children to be beneficiaries of their revocable living trusts. Many clients also wish to name one or more of their children as the trustee of that trust, but are not sure if that is allowed by the law. The short answer is yes, a beneficiary can also be a trustee of the same trust—but it may not always be wise, and certain guidelines must be followed.

  • You Inherited a Retirement Account: Now What?
    April 14, 2022 at 2:30 PM

    It is increasingly common for an IRA or 401k to be the highest value item of property that an American owns. For purposes of estate planning, however, it is important to understand that very special rules apply to these types of accounts.

  • Why Your Marital Agreement Should Be Shown to Your Estate Planner
    March 31, 2022 at 7:30 PM

    If you and your spouse have a marital agreement, it is crucial for you to provide a copy of it to your estate planning attorney to avoid conflicts between provisions in your estate planning and the marital agreement.

  • Questions First Responders Must Consider to Best Protect Their Loved Ones
    March 24, 2022 at 1:30 PM

    Thank you for all that you do for us. We understand that being the first one on the scene can come with many different risks. We are dedicated to protecting you and your loved ones from the different types of emergencies that may pop up during your life. The following are some important questions for you to consider that can help you prevent your own family emergency.

  • Mental Health Considerations in Estate Planning
    March 10, 2022 at 3:00 PM

    It is okay to not be okay. Removing the stigma of mental health starts with realizing that many people—about one in five of all US adults--are affected by mental illness. Understanding this fact can lead to more people getting the help they require, not only by seeking guidance from a mental health expert, but also by planning for the future with mental health considerations in mind.

  • What Is HEMS and Why Is It Included in So Many Trusts?
    March 3, 2022 at 4:30 PM

    In the world of estate planning, you may come across the acronym HEMS from time to time. HEMS stands for “health, education, maintenance, or support” and is frequently included in trust agreements to guide a trustee on the types of distributions they may make to a trust beneficiary.

  • What You Should Know about Life Insurance
    February 25, 2022 at 3:30 PM

    Part of protecting your loved ones when you pass away is making sure that you have a proper estate plan in place. Another aspect is making sure that the right amount of money is available to carry out your goals for their futures. Life insurance has helped many people provide for their loved ones in the way they had envisioned.

  • Myths We Tell Ourselves about Estate Planning
    February 17, 2022 at 6:30 PM

    Estate planning can be a very difficult process. While it is not brain surgery, making the decision to move forward with an estate plan requires us to face the fact that we will not live forever. This thought stops many people in their tracks. Others talk themselves out of seeing a qualified attorney to create an estate plan because of the following common myths.

  • What if I Can Find Only Photocopies or Digital Copies of My Estate Planning Documents?
    January 20, 2022 at 4:00 PM

    What happens when the bank, title company, or court requests your original legal documents, and no one can find them?

  • Important Questions Your Estate Planning Attorney Will Ask You
    December 17, 2021 at 3:00 PM

    By explaining some of the common questions you might encounter when you meet with an estate planning attorney, we hope to help you prepare for your first estate planning meeting and alleviate some of the fear and anxiety that accompanies it.

  • Why Singles Should Worry about Estate Planning
    December 2, 2021 at 4:00 PM

    As a single individual, you may feel overwhelmed when you think about who will step in and make decisions for you if you cannot make decisions for yourself and who will receive your money and property when you die.

  • How Can Remarriage Affect Your Estate Planning?
    November 11, 2021 at 6:00 PM

    If you or someone named in your estate planning documents has remarried, there are several major issues that you should be aware of as well as steps you should take to ensure your estate planning continues to be appropriate for your current situation.

  • Do I Have to Leave Anything to My Children?
    October 21, 2021 at 6:30 PM

    Can you actually disinherit a child? The answer, in most circumstances, is yes. You can disinherit a child under most states’ laws, but you must understand the limitations and additional factors if you are considering this option.

  • How to Choose a Trustee
    October 14, 2021 at 6:00 PM

    When you establish a trust, you name someone to be the trustee. A trustee does what you do right now with your financial affairs—collect income, pay bills and taxes, save and invest for the future, buy and sell property, provide for your loved ones, keep accurate records, and generally keep things organized and in good order.

  • Simultaneous Deaths: What If My Spouse and I Die at the Same Time?
    September 16, 2021 at 2:00 PM

    The chances of a married couple dying in a common accident or within a very short time of one another are probably quite slim. However, it does happen.

  • Reviewing Your Estate Plan after the Death of a Loved One
    September 9, 2021 at 4:30 PM

    The death of a loved one is never easy. Regardless of your relationship with the deceased (blood relative, life partner, or close friend), you need space and time to process and grieve your loss. Once you have had time to cope with all that has happened, you should consider updating your estate plan in light of your loved one’s death. We are here to guide you through the main areas of focus of your review.

  • The Recipe for a Satisfying Estate Plan
    August 27, 2021 at 12:00 PM

    Misconceptions about who needs an estate plan abound. Most people believe that estate planning is only for extremely wealthy business moguls or celebrities. But that could not be further from the truth.

  • Choosing a Corporate Trustee
    August 19, 2021 at 6:30 PM

    In some cases, corporate trustees may be better than family or friends at managing your money and property if you pass away or become impaired and unable to manage your affairs.

  • Estate Planning Checklist to Facilitate Multigenerational Wealth Transfers
    August 13, 2021 at 4:00 PM

    Studies estimate that 70 percent of family wealth is lost by the end of the second generation and 90 percent by the end of the third generation. To help your loved ones avoid becoming part of this statistic, you need to educate and update your extended family about your wealth transfer goals and the plan you have put in place to achieve these goals.

  • Fears When Talking about Money
    August 5, 2021 at 6:30 PM

    Studies have shown that the largest contributing factors to generational loss of wealth are a lack of communication and trust among family members and the failure to prepare heirs. Often, fear is what underlies the lack of communication and trust that inevitably leads to unprepared heirs.

  • Legal Requirements to Consider When Selecting an Executor
    July 29, 2021 at 12:00 PM

    The person you choose to be your executor (sometimes called a personal representative) will play an extremely important role, as that person will be responsible for gathering, securing, managing, and ultimately distributing your money and property when you pass away.

  • Planning Considerations for Unmarried Partners
    July 23, 2021 at 11:00 AM

    When it comes to protecting your unmarried partner, there are several options to consider. Depending on the value of your money and property, your desired level of protection from your partner’s creditors, and other factors unique to your situation, one or more of these strategies may be beneficial.

  • Wills vs. Trusts: A Quick & Simple Reference Guide
    July 15, 2021 at 2:00 PM

    Confused about the differences between wills and trusts? If so, you’re not alone. While it’s always wise to contact experts like us, it’s also important to understand the basics.

  • Which Life Events Require an Immediate Estate Plan Update?
    July 8, 2021 at 3:00 PM

    Since your family’s needs and circumstances are constantly changing, so too must your estate plan. Your plan must be updated when certain life changes occur. These include, but are not limited to: marriage, the birth or adoption of a new family member, divorce, the death of a loved one, a significant change in assets, and a move to a new state or country.

  • How to Talk to Mom and Dad about Creating an Estate Plan
    July 1, 2021 at 6:30 PM

    Conversations about death and dying are rarely easy. Most people avoid them because they invoke feelings about our inevitable demise. Broaching this subject can be particularly difficult for parents and their adult children.

  • Anticipated Changes to Federal Estate Tax Exemptions
    January 19, 2021 at 2:30 PM

    The results of the Georgia Senate election are in and Democrats have secured a 50/50 Senate majority. As such, we anticipate changes to the Federal Estate Tax exemptions.

  • 5 Strategies to Keep Your Heirs From Blowing Their Inheritance
    October 13, 2020 at 1:30 PM

    There are a few different options to help prepare your children or other beneficiaries for the future inheritance they will receive. Here are some strategies recommended by financial advisors...

  • How to Help Your Children Financially Now Without Giving Them Any Money
    October 8, 2020 at 2:00 PM

    There are ways to make sure that your children still live a professionally fulfilling life and still allow you to leave your estate to them down the road.

  • 4 Key End-of-Life Documents to Get in Order
    October 6, 2020 at 1:30 PM

    Talk to your parents and make sure that they have the following documents in order...

  • 9 Things You'll Regret Keeping in a Safe Deposit Box
    October 1, 2020 at 6:00 PM

    Consider alternatives, such as a home safe that is bolted to your floor, for storing these important items...

  • 12 Different Times When You Should Update Your Will
    September 29, 2020 at 1:00 PM

    Clients should review their estate plan every few years to see if any changes need to be made. Here are some times that you should consider updating your Will.

  • Pass Along Life Lessons With An Ethical Will
    September 24, 2020 at 5:30 PM

    Ethical Wills or legacy letters are documents that allow you to share your values, experiences, and life lessons with your family after you are no longer here.

  • 2 Great Websites for Organizing Estate-Planning Documents
    September 22, 2020 at 2:00 PM

    Thanks to technology, storing estate plan documents is now easier than ever since they can be saved digitally on an online portal where both clients and their loved ones can easily access them.

  • Estate Planning Is More Important Than You Think
    July 23, 2020 at 2:00 PM

    Many people assume that estate planning is only necessary for older, wealthy people, but this is not the case.

  • Eight Estate Planning Strategies In A COVID-19 World
    July 21, 2020 at 4:00 PM

    Here are some things to know about estate planning during these uncertain times.

  • A Guide to Estate Planning During the Coronavirus Pandemic
    July 15, 2020 at 5:00 PM

    There are plenty of uncertainties when it comes to COVID-19. What happens if you get sick, lose your job, or can’t see your family and friends for an extended period of time? Why add to the list of uncertainties by not being prepared with an estate plan?

  • The Dangers of Dying Without a Will
    July 9, 2020 at 1:30 PM

    Without a Will, the state you live in will decide who gets what by default intestacy laws, leaving conflict, confusion, and hardship behind.

  • What Are the Duties for Financial Powers of Attorney?
    July 6, 2020 at 1:30 PM

    If you’ve been named as financial power of attorney for a loved one are you ready for the responsibilities that entails?

  • Extra Time on Your Hands? Use it Wisely to Tackle Your Financial To-Do List
    July 2, 2020 at 1:00 PM

    Coronavirus stay at home is a good time to update financial and legal matters.

  • To Gift or Not to Gift
    July 1, 2020 at 1:00 PM

    In the past, giving away assets during life was used to lower estate taxes at death. However, with the Federal Estate Tax exemption over $11 million per person and many states eliminating estate tax (including New Jersey) gifting is less important.

  • Five Wishes: A Simple Tool to Write Your Living Will
    June 24, 2020 at 2:00 PM

    Five Wishes is a document created by Aging With Dignity that you can purchase and use alongside your existing Advance Health Care Directive to give family members more personal guidance.

  • Beneficiary Designations - The Overlooked Minefield of Estate Planning
    June 22, 2020 at 11:30 AM

    Best practices for beneficiary designations include keeping hard copies of all changes (including website or email confirmations) and checking up on your estate plan every 3-5 years including any beneficiary designation changes.

  • How to Choose an Estate Planning Attorney
    June 4, 2020 at 5:00 AM

    The Charles Schwab website suggests three main steps to choosing the right estate planning attorney for you. Look for a recommendation if you don't already have an estate planning attorney.